Payment Services

PaymentStream™ AFT (Automated Funds Transfer)

PaymentStream AFT is a product for Customer Automated Funds Transfer. It facilitates processing and settlement of pre-authorized debits and direct deposit transactions. This service has a streamlined interface and effective limits and controls.

PaymentStream AFT includes:

  • Enhanced originator ID limits to assist with risk mitigation
  • Real-time file validation during file upload and release process
  • For File Upload and Manual Release email confirmations sent only when a file is validated successfully. Automatic release will still get email confirmation if a transmission rejects.
  • Added risk controls for dual authorization
  • Added risk threshold controls
  • Canadian or U.S. dollar transactions can be originated as long as the recipient’s account is held at a Canadian financial institution
  • Ability for individual record release
  • Ability to release AFT transactions up to 14 calendars days in advance
  • Ability to download AFT product reports in CSV and PDF formats
  • Retention history for up to 18 months

Please review our information BROCHURE to see if this is a product your business could use.

Here are some tutorial videos that may be of assistance:

Manual Release Adding an AFT Record
Manual Release Managing AFT Records
Manual Release: Releasing Transactions
Manual Release: AFT Reports
Manual Release: Settlement Reports for Business Originators