Your Personal Line of Credit will give you the freedom to buy things that you want and need...like a family vacation or home renovations. Line of Credit Insurance will give you the peace of mind knowing that your line of credit will not become a burden for you or your family if you should become seriously ill or pass away.

Line of credit insurance coverage provides:

• Life only,disability or both
• Flexible single or joint coverage
• Affordable monthly payments

 The premium is based on the average monthly balance.

Creditor's group insurance is optional and is underwritten by Co-Operators Life Insurance
Company.  Supporting services, such as enrolment intake, medical underwriting and claims
administration, are provided by the employees of CUMIS Services Incorporated,
a subsidiary of Co-operators Life Insurance Company. Coverage is governed by the terms
and conditions of the creditor group insurance policy issued to the creditor and is subject to
terms, conditions, exclusions and eligibility requirements. See the Product Guide and
Certificate of Insurance for full coverage details.
To contact CUMIS, A Division of Cooperators Life Insurance Company
visit www.cumis.com or call 1-800-263-9120