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  • Rates & Fees

Rates

 

4.45%

Credit Union Prime Rate
Baseline rate upon which floating rate loans are negotiated.

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Banking Fees

Check out our banking service fees
Subject to change with notice

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Mortgages

Rates effective as of 2025-10-21

Open Mortgage Rates Rate
6 Months Open 9.50%
1 Year Open 9.50%

 

Closed Mortgage Rates Rate
1 Year Closed 5.84%
2 Year Closed 5.14%
3 Year Closed 6.05%
4 Year Closed 5.99%
5 Year Closed 6.09%

 

Mortgages Closed Special Rates Rate
3 Year Closed 4.39%
5 Year Closed 4.59%
5 Year Closed (Default Insured High Ratio Mortgage) 4.39%



Investments

Rates effective as of 2025-10-06

Guaranteed Investment CertificatesRate
1 Year2.90%
2 Year2.95%
3 Year2.85%
4 Year2.90%
5 Year3.25%

Flex GICRate
1 Year2.15%


RRSPs/RRIFsRate
1 Year2.90%
2 Year2.95%
3 Year2.85%
4 Year2.90%
5 Year3.25%





Please note: all rates are subject to change without notice. Conditions may apply.
 
 

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Planning calculators

Try our handy calculators to explore how different rates affect your finances.

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